Side-by-side · Q2 2026 data
BOC Bank vs Lone Star Bank
Metric by metric
| Measure | BOC Bank | Lone Star Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 74 | 77 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 27 | 53 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 80th | 68th |
| Total assets | $203.4M | $202.3M |
| Deposits / shares | $176.7M | $176.0M |
| Capital ratio | 12.41% | 12.65% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.99% (stronger) | 1.19% |
| Loans ÷ deposits | 84.6% (stronger) | 98.9% |
| Uninsured deposits | 58.5% | 22.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BOC Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), BOC Bank leads on 4 and Lone Star Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.