Side-by-side · Q2 2026 data
BOC Bank vs Pantex Federal Credit Union
Metric by metric
| Measure | BOC Bank | Pantex Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 90 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 27 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 80th | 95th |
| Total assets | $203.4M | $233.4M |
| Deposits / shares | $176.7M | $183.3M |
| Capital ratio | 12.41% | 22.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 1.99% (stronger) | 1.53% |
| Loans ÷ deposits | 84.6% | 34.8% (stronger) |
| Uninsured deposits | 58.5% | 7.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pantex Federal Credit Union has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), BOC Bank leads on 3 and Pantex Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.