Side-by-side · Q2 2026 data
Boeing Employees Credit Union vs Industrial CU of Whatcom County Credit Union
Credit union
Industrial CU of Whatcom County Credit Union
Bellingham, Washington · $100 million – $1 billion
Metric by metric
| Measure | Boeing Employees Credit Union | Industrial CU of Whatcom County Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 76 (stronger) | 71 |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 43 (stronger) | 41 |
| Funding & liquidity | 82 | 85 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 75th | 66th |
| Total assets | $29.6B | $391.6M |
| Deposits / shares | $25.9B | $340.7M |
| Capital ratio | 12.57% (stronger) | 12.06% |
| Problem loans | 0.42% | 0.26% (stronger) |
| Net charge-offs | 0.70% (stronger) | 1.46% |
| Return on assets | 0.58% (stronger) | 0.52% |
| Loans ÷ deposits | 78.7% | 75.7% (stronger) |
| Uninsured deposits | 8.3% | 4.9% (stronger) |
| Offices | 42 | 6 |
| CFPB complaints (3 yrs) | 554 | — |
| Complaints per $1B deposits | 21.4 | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Boeing Employees Credit Union leads on 3 and Industrial CU of Whatcom County Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.