Side-by-side · Q2 2026 data
Boeing Employees Credit Union vs Whatcom Educational Credit Union
Credit union
Whatcom Educational Credit Union
Bellingham, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Boeing Employees Credit Union | Whatcom Educational Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 62 |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 43 | 47 (stronger) |
| Funding & liquidity | 82 (stronger) | 60 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 75th | 41st |
| Total assets | $29.6B | $3.4B |
| Deposits / shares | $25.9B | $2.7B |
| Capital ratio | 12.57% (stronger) | 11.21% |
| Problem loans | 0.42% (stronger) | 0.69% |
| Net charge-offs | 0.70% | 0.60% (stronger) |
| Return on assets | 0.58% | 0.67% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 100.6% |
| Uninsured deposits | 8.3% (stronger) | 12.0% |
| Offices | 42 | 9 |
| CFPB complaints (3 yrs) | 554 | — |
| Complaints per $1B deposits | 21.4 | — |
| Mortgage denial rate (HMDA) | 26.5% | 22.6% |
Boeing Employees Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Boeing Employees Credit Union leads on 5 and Whatcom Educational Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.