Side-by-side · Q2 2026 data
Bogota Savings Bank vs Cenlar FSB
Metric by metric
| Measure | Bogota Savings Bank | Cenlar FSB |
|---|---|---|
| TellerScore | 50 | 71 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 32 (stronger) | 0 |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 59 | 99 (stronger) |
| Peer percentile | 7th | 47th |
| Total assets | $871.8M | $782.0M |
| Deposits / shares | $577.8M | $442.8M |
| Capital ratio | 15.54% | 16.56% (stronger) |
| Problem loans | 4.30% | 0.21% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.29% (stronger) | -1.23% |
| Loans ÷ deposits | 110.4% | 45.7% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 90.6% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.8% | — |
Cenlar FSB has the higher TellerScore (71 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Bogota Savings Bank leads on 2 and Cenlar FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.