Side-by-side · Q2 2026 data
Bogota Savings Bank vs Freedom Bank
Metric by metric
| Measure | Bogota Savings Bank | Freedom Bank |
|---|---|---|
| TellerScore | 50 | 63 (stronger) |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 32 | 55 (stronger) |
| Funding & liquidity | 50 (stronger) | 33 |
| Problem-loan coverage | 59 | 95 (stronger) |
| Peer percentile | 7th | 24th |
| Total assets | $871.8M | $838.3M |
| Deposits / shares | $577.8M | $711.5M |
| Capital ratio | 15.54% (stronger) | 9.78% |
| Problem loans | 4.30% | 0.28% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.29% | 0.89% (stronger) |
| Loans ÷ deposits | 110.4% | 103.0% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 36.4% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.8% | 2.5% |
Freedom Bank has the higher TellerScore (63 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Bogota Savings Bank leads on 2 and Freedom Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.