Side-by-side · Q2 2026 data
Bogota Savings Bank vs New Millennium Bank
Metric by metric
| Measure | Bogota Savings Bank | New Millennium Bank |
|---|---|---|
| TellerScore | 50 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 32 | 72 (stronger) |
| Funding & liquidity | 50 (stronger) | 43 |
| Problem-loan coverage | 59 | 94 (stronger) |
| Peer percentile | 7th | 75th |
| Total assets | $871.8M | $899.1M |
| Deposits / shares | $577.8M | $761.7M |
| Capital ratio | 15.54% (stronger) | 14.57% |
| Problem loans | 4.30% | 0.58% (stronger) |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 0.29% | 1.31% (stronger) |
| Loans ÷ deposits | 110.4% | 101.4% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 29.3% |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.8% | — |
New Millennium Bank has the higher TellerScore (79 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bogota Savings Bank leads on 2 and New Millennium Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.