Side-by-side · Q2 2026 data
BOM Bank vs Bank of Winnfield & Trust Company
Metric by metric
| Measure | BOM Bank | Bank of Winnfield & Trust Company |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 56 | 94 (stronger) |
| Loan quality | 71 | 78 (stronger) |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 32 | 87 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 21st | 77th |
| Total assets | $1.6B | $156.0M |
| Deposits / shares | $1.4B | $136.9M |
| Capital ratio | 10.64% | 14.43% (stronger) |
| Problem loans | 0.86% | 0.67% (stronger) |
| Net charge-offs | 0.20% | 0.04% (stronger) |
| Return on assets | 1.00% (stronger) | 0.74% |
| Loans ÷ deposits | 86.6% | 41.4% (stronger) |
| Uninsured deposits | 52.4% | 27.3% (stronger) |
| Offices | 26 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Bank of Winnfield & Trust Company has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 1 and Bank of Winnfield & Trust Company on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.