Side-by-side · Q2 2026 data
BOM Bank vs City Bank & Trust Co.
Metric by metric
| Measure | BOM Bank | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 56 | 64 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 60 | 86 (stronger) |
| Funding & liquidity | 32 | 77 (stronger) |
| Problem-loan coverage | 82 | 87 (stronger) |
| Peer percentile | 21st | 82nd |
| Total assets | $1.6B | $382.0M |
| Deposits / shares | $1.4B | $334.0M |
| Capital ratio | 10.64% | 11.35% (stronger) |
| Problem loans | 0.86% | 0.00% (stronger) |
| Net charge-offs | 0.20% (stronger) | 1.67% |
| Return on assets | 1.00% | 1.64% (stronger) |
| Loans ÷ deposits | 86.6% | 71.3% (stronger) |
| Uninsured deposits | 52.4% | 25.9% (stronger) |
| Offices | 26 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
City Bank & Trust Co. has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 1 and City Bank & Trust Co. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.