Side-by-side · Q2 2026 data
BOM Bank vs Exchange Bank and Trust Company, Natchitoches, Louisiana
Bank
Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | BOM Bank | Exchange Bank and Trust Company, Natchitoches, Louisiana |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 56 | 64 (stronger) |
| Loan quality | 71 (stronger) | 70 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 32 | 58 (stronger) |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 21st | 61st |
| Total assets | $1.6B | $212.5M |
| Deposits / shares | $1.4B | $191.3M |
| Capital ratio | 10.64% | 11.42% (stronger) |
| Problem loans | 0.86% (stronger) | 0.89% |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.00% | 2.35% (stronger) |
| Loans ÷ deposits | 86.6% | 53.8% (stronger) |
| Uninsured deposits | 52.4% (stronger) | 53.4% |
| Offices | 26 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Exchange Bank and Trust Company, Natchitoches, Louisiana has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 2 and Exchange Bank and Trust Company, Natchitoches, Louisiana on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.