Side-by-side · Q2 2026 data
BOM Bank vs First American Bank and Trust
Metric by metric
| Measure | BOM Bank | First American Bank and Trust |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 56 | 88 (stronger) |
| Loan quality | 71 (stronger) | 57 |
| Earnings | 60 | 65 (stronger) |
| Funding & liquidity | 32 | 72 (stronger) |
| Problem-loan coverage | 82 | 87 (stronger) |
| Peer percentile | 21st | 70th |
| Total assets | $1.6B | $1.4B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 10.64% | 13.81% (stronger) |
| Problem loans | 0.86% (stronger) | 1.28% |
| Net charge-offs | 0.20% (stronger) | 0.32% |
| Return on assets | 1.00% | 1.11% (stronger) |
| Loans ÷ deposits | 86.6% | 69.5% (stronger) |
| Uninsured deposits | 52.4% | 32.1% (stronger) |
| Offices | 26 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 13.0% |
First American Bank and Trust has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 2 and First American Bank and Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.