Side-by-side · Q2 2026 data
BOM Bank vs First Guaranty Bank
Metric by metric
| Measure | BOM Bank | First Guaranty Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 38 |
| Capital cushion | 56 (stronger) | 21 |
| Loan quality | 71 (stronger) | 23 |
| Earnings | 60 (stronger) | 35 |
| Funding & liquidity | 32 | 89 (stronger) |
| Problem-loan coverage | 82 (stronger) | 52 |
| Peer percentile | 21st | 1st |
| Total assets | $1.6B | $3.9B |
| Deposits / shares | $1.4B | $3.5B |
| Capital ratio | 10.64% (stronger) | 7.09% |
| Problem loans | 0.86% (stronger) | 2.30% |
| Net charge-offs | 0.20% (stronger) | 1.22% |
| Return on assets | 1.00% (stronger) | 0.39% |
| Loans ÷ deposits | 86.6% | 50.0% (stronger) |
| Uninsured deposits | 52.4% | 25.3% (stronger) |
| Offices | 26 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 13.4% |
BOM Bank has the higher TellerScore (60 vs 38). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 5 and First Guaranty Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alexandria, LA
- Benton, LA