Side-by-side · Q2 2026 data
BOM Bank vs Synergy Bank
Metric by metric
| Measure | BOM Bank | Synergy Bank |
|---|---|---|
| TellerScore | 60 | 61 (stronger) |
| Capital cushion | 56 | 63 (stronger) |
| Loan quality | 71 (stronger) | 31 |
| Earnings | 60 | 84 (stronger) |
| Funding & liquidity | 32 | 66 (stronger) |
| Problem-loan coverage | 82 (stronger) | 80 |
| Peer percentile | 21st | 24th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.64% | 11.26% (stronger) |
| Problem loans | 0.86% (stronger) | 2.07% |
| Net charge-offs | 0.20% | 0.19% (stronger) |
| Return on assets | 1.00% | 1.60% (stronger) |
| Loans ÷ deposits | 86.6% | 78.5% (stronger) |
| Uninsured deposits | 52.4% | 29.0% (stronger) |
| Offices | 26 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 5.1% |
Synergy Bank has the higher TellerScore (61 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 1 and Synergy Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.