Side-by-side · Q2 2026 data
Bonduel State Bank vs Union State Bank
Metric by metric
| Measure | Bonduel State Bank | Union State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 90 (stronger) | 72 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 94th | 82nd |
| Total assets | $132.1M | $117.6M |
| Deposits / shares | $113.1M | $97.4M |
| Capital ratio | 14.04% (stronger) | 12.15% |
| Problem loans | 0.01% (stronger) | 0.14% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.37% (stronger) | 1.34% |
| Loans ÷ deposits | 78.5% (stronger) | 79.6% |
| Uninsured deposits | 12.6% (stronger) | 14.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.1% |
Bonduel State Bank has the higher TellerScore (89 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Bonduel State Bank leads on 6 and Union State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.