Side-by-side · Q2 2026 data
Bonvenu Bank, National Association vs Synergy Bank
Metric by metric
| Measure | Bonvenu Bank, National Association | Synergy Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 61 |
| Capital cushion | 50 | 63 (stronger) |
| Loan quality | 96 (stronger) | 31 |
| Earnings | 51 | 84 (stronger) |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 98 (stronger) | 80 |
| Peer percentile | 44th | 24th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.04% | 11.26% (stronger) |
| Problem loans | 0.13% (stronger) | 2.07% |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 0.76% | 1.60% (stronger) |
| Loans ÷ deposits | 74.4% (stronger) | 78.5% |
| Uninsured deposits | 47.2% | 29.0% (stronger) |
| Offices | 15 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 5.1% |
Bonvenu Bank, National Association has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Bonvenu Bank, National Association leads on 4 and Synergy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.