Side-by-side · Q2 2026 data
Bp Federal Credit Union vs Telco Plus Credit Union
Metric by metric
| Measure | Bp Federal Credit Union | Telco Plus Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 54 |
| Capital cushion | 90 (stronger) | 43 |
| Loan quality | 73 | 90 (stronger) |
| Earnings | 30 (stronger) | 2 |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 48th | 10th |
| Total assets | $124.4M | $124.3M |
| Deposits / shares | $107.5M | $108.2M |
| Capital ratio | 13.98% (stronger) | 9.28% |
| Problem loans | 0.81% | 0.31% (stronger) |
| Net charge-offs | 0.14% (stronger) | 1.27% |
| Return on assets | 0.26% (stronger) | -0.44% |
| Loans ÷ deposits | 100.3% | 96.6% (stronger) |
| Uninsured deposits | 11.7% | 3.2% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 14.8% |
Bp Federal Credit Union has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bp Federal Credit Union leads on 4 and Telco Plus Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.