Side-by-side · Q2 2026 data
Bp Federal Credit Union vs United Community Credit Union
Metric by metric
| Measure | Bp Federal Credit Union | United Community Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 90 (stronger) | 70 |
| Loan quality | 73 (stronger) | 65 |
| Earnings | 30 | 57 (stronger) |
| Funding & liquidity | 60 | 80 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 48th | 48th |
| Total assets | $124.4M | $127.9M |
| Deposits / shares | $107.5M | $112.6M |
| Capital ratio | 13.98% (stronger) | 12.03% |
| Problem loans | 0.81% (stronger) | 1.05% |
| Net charge-offs | 0.14% (stronger) | 0.88% |
| Return on assets | 0.26% | 0.92% (stronger) |
| Loans ÷ deposits | 100.3% | 80.1% (stronger) |
| Uninsured deposits | 11.7% | 2.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bp Federal Credit Union leads on 3 and United Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.