Side-by-side · Q2 2026 data
Bragg Mutual Federal Credit Union vs Nova Credit Union
Credit union
Bragg Mutual Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bragg Mutual Federal Credit Union | Nova Credit Union |
|---|---|---|
| TellerScore | 54 | 79 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 72 | 81 (stronger) |
| Earnings | 30 | 34 (stronger) |
| Funding & liquidity | 85 (stronger) | 84 |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 10th | 76th |
| Total assets | $131.1M | $120.7M |
| Deposits / shares | $118.9M | $99.5M |
| Capital ratio | 8.26% | 17.65% (stronger) |
| Problem loans | 0.85% | 0.56% (stronger) |
| Net charge-offs | 1.30% | 0.35% (stronger) |
| Return on assets | 0.24% | 0.36% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 76.7% |
| Uninsured deposits | 9.4% | 3.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nova Credit Union has the higher TellerScore (79 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bragg Mutual Federal Credit Union leads on 1 and Nova Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.