Side-by-side · Q2 2026 data
Brannen Bank vs BayFirst National Bank
Metric by metric
| Measure | Brannen Bank | BayFirst National Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 36 |
| Capital cushion | 11 | 36 (stronger) |
| Loan quality | 85 (stronger) | 29 |
| Earnings | 99 (stronger) | 0 |
| Funding & liquidity | 82 (stronger) | 71 |
| Problem-loan coverage | 86 (stronger) | 75 |
| Peer percentile | 36th | 1st |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $991.9M | $1.0B |
| Capital ratio | 6.07% | 8.61% (stronger) |
| Problem loans | 0.45% (stronger) | 2.13% |
| Net charge-offs | 0.00% (stronger) | 1.98% |
| Return on assets | 1.97% (stronger) | -6.32% |
| Loans ÷ deposits | 53.7% (stronger) | 84.0% |
| Uninsured deposits | 31.1% | 19.5% (stronger) |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Brannen Bank has the higher TellerScore (65 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Brannen Bank leads on 5 and BayFirst National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.