Side-by-side · Q2 2026 data
Brannen Bank vs Capital City Bank
Metric by metric
| Measure | Brannen Bank | Capital City Bank |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 11 | 53 (stronger) |
| Loan quality | 85 | 87 (stronger) |
| Earnings | 99 (stronger) | 81 |
| Funding & liquidity | 82 (stronger) | 58 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 36th | 66th |
| Total assets | $1.0B | $4.4B |
| Deposits / shares | $991.9M | $3.8B |
| Capital ratio | 6.07% | 10.29% (stronger) |
| Problem loans | 0.45% | 0.40% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.97% (stronger) | 1.52% |
| Loans ÷ deposits | 53.7% (stronger) | 65.6% |
| Uninsured deposits | 31.1% (stronger) | 47.8% |
| Offices | 11 | 59 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 32.0% |
Capital City Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Brannen Bank leads on 4 and Capital City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Inverness, FL
- Brooksville, FL
- Crystal River, FL
- Floral City, FL