Side-by-side · Q2 2026 data
Brannen Bank vs United Southern Bank
Metric by metric
| Measure | Brannen Bank | United Southern Bank |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 11 | 58 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 99 (stronger) | 69 |
| Funding & liquidity | 82 | 94 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 36th | 64th |
| Total assets | $1.0B | $843.0M |
| Deposits / shares | $991.9M | $769.1M |
| Capital ratio | 6.07% | 10.77% (stronger) |
| Problem loans | 0.45% | 0.44% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.97% (stronger) | 1.23% |
| Loans ÷ deposits | 53.7% (stronger) | 59.9% |
| Uninsured deposits | 31.1% | 20.3% (stronger) |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
United Southern Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Brannen Bank leads on 3 and United Southern Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.