Side-by-side · Q2 2026 data
Bravera Bank vs Gate City Bank
Metric by metric
| Measure | Bravera Bank | Gate City Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 47 | 48 (stronger) |
| Loan quality | 70 | 77 (stronger) |
| Earnings | 75 (stronger) | 54 |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 44th | 36th |
| Total assets | $3.8B | $4.0B |
| Deposits / shares | $3.3B | $3.6B |
| Capital ratio | 9.73% | 9.85% (stronger) |
| Problem loans | 0.90% | 0.69% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.16% |
| Return on assets | 1.37% (stronger) | 0.85% |
| Loans ÷ deposits | 82.2% (stronger) | 82.5% |
| Uninsured deposits | 17.6% | 10.9% (stronger) |
| Offices | 35 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Bravera Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bravera Bank leads on 4 and Gate City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.