Side-by-side · Q2 2026 data
Brazos National Bank vs Old Ocean Federal Credit Union
Metric by metric
| Measure | Brazos National Bank | Old Ocean Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 20th | 98th |
| Total assets | $27.6M | $41.6M |
| Deposits / shares | $11.1M | $32.5M |
| Capital ratio | 56.08% (stronger) | 20.52% |
| Problem loans | 5.07% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 1.36% | 2.07% (stronger) |
| Loans ÷ deposits | 138.8% | 46.7% (stronger) |
| Uninsured deposits | 9.9% | 2.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Old Ocean Federal Credit Union has the higher TellerScore (98 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Brazos National Bank leads on 2 and Old Ocean Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.