Side-by-side · Q2 2026 data
Brighton Bank vs First South Financial Federal Credit Union
Credit union
First South Financial Federal Credit Union
Bartlett, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Brighton Bank | First South Financial Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 95 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 0 | 99 (stronger) |
| Funding & liquidity | 94 (stronger) | 77 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 22nd | 98th |
| Total assets | $51.0M | $844.8M |
| Deposits / shares | $45.5M | $576.4M |
| Capital ratio | 9.79% | 30.23% (stronger) |
| Problem loans | 0.07% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.91% |
| Return on assets | -1.08% | 1.97% (stronger) |
| Loans ÷ deposits | 66.6% (stronger) | 83.0% |
| Uninsured deposits | 10.9% (stronger) | 12.3% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First South Financial Federal Credit Union has the higher TellerScore (95 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 4 and First South Financial Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.