Side-by-side · Q2 2026 data
Brighton Bank vs The Lauderdale County Bank
Metric by metric
| Measure | Brighton Bank | The Lauderdale County Bank |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 48 | 65 (stronger) |
| Loan quality | 98 (stronger) | 50 |
| Earnings | 0 | 56 (stronger) |
| Funding & liquidity | 94 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 22nd | 30th |
| Total assets | $51.0M | $67.5M |
| Deposits / shares | $45.5M | $59.9M |
| Capital ratio | 9.79% | 11.54% (stronger) |
| Problem loans | 0.07% (stronger) | 1.50% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | -1.08% | 0.89% (stronger) |
| Loans ÷ deposits | 66.6% | 50.9% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 16.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Lauderdale County Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 2 and The Lauderdale County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.