Side-by-side · Q2 2026 data
Bristol County Savings Bank vs Stoughton Town Employees Federal Credit Union
Credit union
Stoughton Town Employees Federal Credit Union
Stoughton, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Bristol County Savings Bank | Stoughton Town Employees Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 45 | 46 (stronger) |
| Funding & liquidity | 35 | 96 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 66th | 87th |
| Total assets | $3.3B | $2.4M |
| Deposits / shares | $2.6B | $2.0M |
| Capital ratio | 14.40% | 16.57% (stronger) |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.49% |
| Return on assets | 0.63% | 0.64% (stronger) |
| Loans ÷ deposits | 102.6% | 64.4% (stronger) |
| Uninsured deposits | 35.8% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Stoughton Town Employees Federal Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bristol County Savings Bank leads on 1 and Stoughton Town Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.