Side-by-side · Q2 2026 data
Bristol County Savings Bank vs Westfield Bank
Metric by metric
| Measure | Bristol County Savings Bank | Westfield Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 94 (stronger) | 44 |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 45 | 49 (stronger) |
| Funding & liquidity | 35 | 53 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 66th | 27th |
| Total assets | $3.3B | $2.7B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 14.40% (stronger) | 9.37% |
| Problem loans | 0.60% | 0.35% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.17% |
| Return on assets | 0.63% | 0.73% (stronger) |
| Loans ÷ deposits | 102.6% | 90.5% (stronger) |
| Uninsured deposits | 35.8% | 30.1% (stronger) |
| Offices | 17 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 8.8% |
Bristol County Savings Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bristol County Savings Bank leads on 3 and Westfield Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.