Side-by-side · Q2 2026 data
Bristol Morgan Bank vs National Exchange Bank and Trust
Metric by metric
| Measure | Bristol Morgan Bank | National Exchange Bank and Trust |
|---|---|---|
| TellerScore | 66 | 88 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 56 | 88 (stronger) |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $191.2M | $2.9B |
| Deposits / shares | $157.1M | $2.3B |
| Capital ratio | 10.25% | 20.06% (stronger) |
| Problem loans | 0.43% | 0.37% (stronger) |
| Net charge-offs | -0.02% | -0.07% (stronger) |
| Return on assets | 0.91% | 1.69% (stronger) |
| Loans ÷ deposits | 97.4% | 73.1% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 40.1% |
| Offices | 4 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 11.7% |
National Exchange Bank and Trust has the higher TellerScore (88 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bristol Morgan Bank leads on 1 and National Exchange Bank and Trust on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.