Side-by-side · Q2 2026 data
Brooks Bank, National Association vs Grand Savings Bank
Metric by metric
| Measure | Brooks Bank, National Association | Grand Savings Bank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 83 (stronger) | 70 |
| Loan quality | 13 | 79 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 95 (stronger) | 64 |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 58th | 90th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $897.1M | $897.8M |
| Capital ratio | 13.31% (stronger) | 11.97% |
| Problem loans | 2.61% | 0.63% (stronger) |
| Net charge-offs | -0.11% (stronger) | -0.00% |
| Return on assets | 2.10% | 2.19% (stronger) |
| Loans ÷ deposits | 57.6% (stronger) | 92.7% |
| Uninsured deposits | 19.7% | 18.4% (stronger) |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Brooks Bank, National Association leads on 3 and Grand Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.