Side-by-side · Q2 2026 data
Brooks Bank, National Association vs Kirkpatrick Bank
Metric by metric
| Measure | Brooks Bank, National Association | Kirkpatrick Bank |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 83 (stronger) | 57 |
| Loan quality | 13 | 100 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 95 (stronger) | 66 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 58th | 88th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $897.1M | $890.2M |
| Capital ratio | 13.31% (stronger) | 10.67% |
| Problem loans | 2.61% | 0.00% (stronger) |
| Net charge-offs | -0.11% (stronger) | 0.00% |
| Return on assets | 2.10% (stronger) | 1.66% |
| Loans ÷ deposits | 57.6% (stronger) | 77.5% |
| Uninsured deposits | 19.7% (stronger) | 30.2% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 4.5% |
Kirkpatrick Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Brooks Bank, National Association leads on 5 and Kirkpatrick Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.