Side-by-side · Q2 2026 data
Brunswick State Bank vs Madison County Bank
Metric by metric
| Measure | Brunswick State Bank | Madison County Bank |
|---|---|---|
| TellerScore | 59 | 85 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 57 | 88 (stronger) |
| Earnings | 70 | 73 (stronger) |
| Funding & liquidity | 67 (stronger) | 56 |
| Problem-loan coverage | 74 | 97 (stronger) |
| Peer percentile | 17th | 88th |
| Total assets | $175.6M | $613.2M |
| Deposits / shares | $158.6M | $479.2M |
| Capital ratio | 9.39% | 15.11% (stronger) |
| Problem loans | 1.30% | 0.37% (stronger) |
| Net charge-offs | -0.87% (stronger) | 0.00% |
| Return on assets | 1.25% | 1.33% (stronger) |
| Loans ÷ deposits | 93.5% (stronger) | 94.9% |
| Uninsured deposits | 11.9% (stronger) | 23.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Brunswick State Bank leads on 3 and Madison County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.