Side-by-side · Q2 2026 data
Bryant State Bank vs First National Bank
Metric by metric
| Measure | Bryant State Bank | First National Bank |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 87 (stronger) | 77 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 62 (stronger) | 31 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 66th | 95th |
| Total assets | $52.9M | $2.0B |
| Deposits / shares | $45.7M | $1.5B |
| Capital ratio | 11.58% | 21.88% (stronger) |
| Problem loans | 0.40% (stronger) | 0.69% |
| Net charge-offs | 3.61% | 3.49% (stronger) |
| Return on assets | 1.96% | 2.50% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 98.9% |
| Uninsured deposits | 47.5% | 42.4% (stronger) |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
First National Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Bryant State Bank leads on 2 and First National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.