Side-by-side · Q2 2026 data
BTC Bank vs Hawthorn Bank
Metric by metric
| Measure | BTC Bank | Hawthorn Bank |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 44 | 63 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 56 | 84 (stronger) |
| Funding & liquidity | 54 | 62 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 21st | 77th |
| Total assets | $1.9B | $1.8B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 9.35% | 11.26% (stronger) |
| Problem loans | 0.72% | 0.47% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.90% | 1.59% (stronger) |
| Loans ÷ deposits | 105.8% | 91.8% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 20.4% |
| Offices | 30 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 18.4% |
Hawthorn Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BTC Bank leads on 2 and Hawthorn Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cameron, MO
- Trenton, MO