Side-by-side · Q2 2026 data
Buena Vista National Bank vs State Street Bank and Trust Company
Metric by metric
| Measure | Buena Vista National Bank | State Street Bank and Trust Company |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 61 (stronger) | 50 |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 68th | 68th |
| Total assets | $344.0M | $357.1M |
| Deposits / shares | $294.2M | $315.5M |
| Capital ratio | 11.12% (stronger) | 9.99% |
| Problem loans | 0.36% (stronger) | 0.39% |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 1.35% | 2.40% (stronger) |
| Loans ÷ deposits | 77.9% (stronger) | 88.8% |
| Uninsured deposits | 17.6% | 9.6% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Buena Vista National Bank leads on 4 and State Street Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.