Side-by-side · Q2 2026 data
Buena Vista National Bank vs The Bank of Herrin
Metric by metric
| Measure | Buena Vista National Bank | The Bank of Herrin |
|---|---|---|
| TellerScore | 77 (stronger) | 65 |
| Capital cushion | 61 (stronger) | 38 |
| Loan quality | 88 (stronger) | 72 |
| Earnings | 74 (stronger) | 69 |
| Funding & liquidity | 79 | 86 (stronger) |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 68th | 29th |
| Total assets | $344.0M | $349.2M |
| Deposits / shares | $294.2M | $326.5M |
| Capital ratio | 11.12% (stronger) | 8.81% |
| Problem loans | 0.36% (stronger) | 0.83% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 1.23% |
| Loans ÷ deposits | 77.9% | 70.2% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 18.4% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 7.7% |
Buena Vista National Bank has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Buena Vista National Bank leads on 5 and The Bank of Herrin on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.