Side-by-side · Q2 2026 data
Buffalo Police Federal Credit Union vs Transit Federal Credit Union
Credit union
Buffalo Police Federal Credit Union
Buffalo, New York · Under $100 million in assets
Credit union
Transit Federal Credit Union
Valley Stream, New York · Under $100 million in assets
Metric by metric
| Measure | Buffalo Police Federal Credit Union | Transit Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 49th |
| Total assets | $17.5M | $19.0M |
| Deposits / shares | $13.4M | $17.1M |
| Capital ratio | 22.93% (stronger) | 10.00% |
| Problem loans | 0.35% | 0.22% (stronger) |
| Net charge-offs | 0.06% (stronger) | 2.64% |
| Return on assets | 2.63% (stronger) | 0.84% |
| Loans ÷ deposits | 73.2% | 11.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Buffalo Police Federal Credit Union has the higher TellerScore (95 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Buffalo Police Federal Credit Union leads on 4 and Transit Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.