Side-by-side · Q2 2026 data
Builtwell Bank vs Wilson Bank and Trust
Metric by metric
| Measure | Builtwell Bank | Wilson Bank and Trust |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 47 | 58 (stronger) |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 61 | 66 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 70th | 66th |
| Total assets | $2.3B | $6.0B |
| Deposits / shares | $2.0B | $5.3B |
| Capital ratio | 9.71% | 10.85% (stronger) |
| Problem loans | 0.57% (stronger) | 0.63% |
| Net charge-offs | -0.05% (stronger) | 0.04% |
| Return on assets | 2.07% (stronger) | 1.48% |
| Loans ÷ deposits | 76.6% (stronger) | 83.1% |
| Uninsured deposits | 35.9% | 25.4% (stronger) |
| Offices | 32 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 12.7% |
Builtwell Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Builtwell Bank leads on 5 and Wilson Bank and Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.