Side-by-side · Q2 2026 data
Bulab Employees Federal Credit Union vs A.U.B. Employees' Credit Union
Credit union
Bulab Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Credit union
A.U.B. Employees' Credit Union
Athens, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Bulab Employees Federal Credit Union | A.U.B. Employees' Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 43 |
| Capital cushion | 100 | 100 |
| Loan quality | 44 (stronger) | 0 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 87 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 50 |
| Peer percentile | 44th | 4th |
| Total assets | $2.2M | $1.4M |
| Deposits / shares | $1.4M | $1.1M |
| Capital ratio | 35.00% (stronger) | 25.21% |
| Problem loans | 1.68% (stronger) | 8.45% |
| Net charge-offs | -0.21% (stronger) | 1.44% |
| Return on assets | 0.58% (stronger) | -4.96% |
| Loans ÷ deposits | 73.1% (stronger) | 113.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bulab Employees Federal Credit Union has the higher TellerScore (72 vs 43). On the 6 directional measures above (where higher or lower is clearly better), Bulab Employees Federal Credit Union leads on 6 and A.U.B. Employees' Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.