Side-by-side · Q2 2026 data
Bulab Employees Federal Credit Union vs Metropolitan Teachers Credit Union
Credit union
Bulab Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Credit union
Metropolitan Teachers Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Bulab Employees Federal Credit Union | Metropolitan Teachers Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 44 (stronger) | 0 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 76 |
| Peer percentile | 44th | 7th |
| Total assets | $2.2M | $2.5M |
| Deposits / shares | $1.4M | $2.1M |
| Capital ratio | 35.00% (stronger) | 13.40% |
| Problem loans | 1.68% (stronger) | 6.02% |
| Net charge-offs | -0.21% (stronger) | 7.84% |
| Return on assets | 0.58% (stronger) | -10.18% |
| Loans ÷ deposits | 73.1% | 33.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bulab Employees Federal Credit Union has the higher TellerScore (72 vs 48). On the 6 directional measures above (where higher or lower is clearly better), Bulab Employees Federal Credit Union leads on 5 and Metropolitan Teachers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.