Side-by-side · Q2 2026 data
Burke & Herbert Bank & Trust Company vs Highlands Bank
Metric by metric
| Measure | Burke & Herbert Bank & Trust Company | Highlands Bank |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 73 (stronger) | 60 |
| Loan quality | 60 | 70 (stronger) |
| Earnings | 62 | 71 (stronger) |
| Funding & liquidity | 50 | 71 (stronger) |
| Problem-loan coverage | 86 | 87 (stronger) |
| Peer percentile | 54th | 40th |
| Total assets | $11.0B | $407.1M |
| Deposits / shares | $9.0B | $356.8M |
| Capital ratio | 12.26% (stronger) | 11.00% |
| Problem loans | 1.19% | 0.91% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.06% | 1.27% (stronger) |
| Loans ÷ deposits | 87.9% | 85.8% (stronger) |
| Uninsured deposits | 35.1% | 18.3% (stronger) |
| Offices | 101 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 10.7% |
Highlands Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Burke & Herbert Bank & Trust Company leads on 1 and Highlands Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Moorefield, WV
- Petersburg, WV