Side-by-side · Q2 2026 data
Burke & Herbert Bank & Trust Company vs United Bank
Metric by metric
| Measure | Burke & Herbert Bank & Trust Company | United Bank |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 60 | 85 (stronger) |
| Earnings | 62 | 82 (stronger) |
| Funding & liquidity | 50 (stronger) | 44 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 54th | 87th |
| Total assets | $11.0B | $33.6B |
| Deposits / shares | $9.0B | $27.3B |
| Capital ratio | 12.26% (stronger) | 11.60% |
| Problem loans | 1.19% | 0.44% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 1.06% | 1.56% (stronger) |
| Loans ÷ deposits | 87.9% (stronger) | 90.5% |
| Uninsured deposits | 35.1% (stronger) | 38.3% |
| Offices | 101 | 232 |
| CFPB complaints (3 yrs) | — | 97 |
| Complaints per $1B deposits | — | 3.5 |
| Mortgage denial rate (HMDA) | 15.9% | 20.3% |
United Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Burke & Herbert Bank & Trust Company leads on 4 and United Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alexandria, VA
- Fredericksburg, VA
- Charleston, WV
- Morgantown, WV
- Martinsburg, WV
- Manassas, VA
- Winchester, VA
- Reston, VA
- Fairfax, VA
- Harrisonburg, VA
- Mclean, VA
- Arlington, VA
- Vienna, VA
- Falls Church, VA
- Woodbridge, VA
- Beckley, WV
- Huntington, WV
- Annandale, VA
- Bethesda, MD
- Annapolis, MD
- Springfield, VA
- Charles Town, WV
- Inwood, WV
- Leesburg, VA