Side-by-side · Q2 2026 data
Business Bank, The vs Plattsburgh City School District Federal Credit Union
Credit union
Plattsburgh City School District Federal Credit Union
Plattsburgh, New York · Under $100 million in assets
Metric by metric
| Measure | Business Bank, The | Plattsburgh City School District Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 86 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 7 | 63 (stronger) |
| Funding & liquidity | 57 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 31st | 80th |
| Total assets | $352.2M | $9.4M |
| Deposits / shares | $310.8M | $7.9M |
| Capital ratio | 12.40% | 15.57% (stronger) |
| Problem loans | 0.09% (stronger) | 0.32% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | -0.33% | 1.09% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 83.3% |
| Uninsured deposits | 39.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plattsburgh City School District Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Business Bank, The leads on 3 and Plattsburgh City School District Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.