Side-by-side · Q2 2026 data
Byron Bank vs First National Bank of Pana
Metric by metric
| Measure | Byron Bank | First National Bank of Pana |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 52 | 55 (stronger) |
| Loan quality | 57 | 98 (stronger) |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 74 (stronger) | 72 |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $384.4M | $394.8M |
| Deposits / shares | $338.1M | $350.7M |
| Capital ratio | 10.23% | 10.55% (stronger) |
| Problem loans | 1.28% | 0.07% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.07% (stronger) | 1.58% |
| Loans ÷ deposits | 74.5% (stronger) | 82.6% |
| Uninsured deposits | 25.3% | 20.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
First National Bank of Pana has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Byron Bank leads on 2 and First National Bank of Pana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.