Side-by-side · Q2 2026 data
Byron Bank vs Peoples Bank of Kankakee County
Metric by metric
| Measure | Byron Bank | Peoples Bank of Kankakee County |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 52 (stronger) | 27 |
| Loan quality | 57 | 89 (stronger) |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 40th | 31st |
| Total assets | $384.4M | $375.6M |
| Deposits / shares | $338.1M | $328.3M |
| Capital ratio | 10.23% (stronger) | 7.67% |
| Problem loans | 1.28% | 0.32% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.07% (stronger) | 0.94% |
| Loans ÷ deposits | 74.5% | 51.3% (stronger) |
| Uninsured deposits | 25.3% | 11.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 12.3% |
Byron Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Byron Bank leads on 3 and Peoples Bank of Kankakee County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.