Side-by-side · Q2 2026 data
Byron Bank vs The First National Bank in Amboy
Metric by metric
| Measure | Byron Bank | The First National Bank in Amboy |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 57 | 99 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 74 | 94 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $384.4M | $324.5M |
| Deposits / shares | $338.1M | $264.9M |
| Capital ratio | 10.23% | 10.67% (stronger) |
| Problem loans | 1.28% | 0.04% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 2.07% (stronger) | 1.01% |
| Loans ÷ deposits | 74.5% | 49.6% (stronger) |
| Uninsured deposits | 25.3% | 20.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Byron Bank leads on 1 and The First National Bank in Amboy on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.