Side-by-side · Q2 2026 data
C E S Credit Union vs Associated School Employees Credit Union
Credit union
Associated School Employees Credit Union
Youngstown, Ohio · $100 million – $1 billion
Metric by metric
| Measure | C E S Credit Union | Associated School Employees Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 70 |
| Capital cushion | 81 (stronger) | 53 |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 94 (stronger) | 66 |
| Funding & liquidity | 92 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 96th | 51st |
| Total assets | $244.3M | $222.1M |
| Deposits / shares | $210.7M | $198.6M |
| Capital ratio | 13.10% (stronger) | 10.26% |
| Problem loans | 0.16% (stronger) | 0.30% |
| Net charge-offs | 0.17% (stronger) | 0.19% |
| Return on assets | 1.84% (stronger) | 1.14% |
| Loans ÷ deposits | 68.3% (stronger) | 98.5% |
| Uninsured deposits | 3.0% | 0.7% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
C E S Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), C E S Credit Union leads on 6 and Associated School Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.