Side-by-side · Q2 2026 data
C-Plant Federal Credit Union vs The Health & Education Federal Credit Union
Credit union
The Health & Education Federal Credit Union
Lexington, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | C-Plant Federal Credit Union | The Health & Education Federal Credit Union |
|---|---|---|
| TellerScore | 92 | 97 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 72 | 95 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 97th | 99th |
| Total assets | $365.9M | $125.8M |
| Deposits / shares | $310.0M | $104.5M |
| Capital ratio | 14.71% | 17.66% (stronger) |
| Problem loans | 0.16% (stronger) | 0.23% |
| Net charge-offs | 0.06% (stronger) | 0.32% |
| Return on assets | 1.31% | 1.87% (stronger) |
| Loans ÷ deposits | 46.8% | 43.4% (stronger) |
| Uninsured deposits | 8.5% | 2.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
The Health & Education Federal Credit Union has the higher TellerScore (97 vs 92). On the 7 directional measures above (where higher or lower is clearly better), C-Plant Federal Credit Union leads on 2 and The Health & Education Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.