Side-by-side · Q2 2026 data
C-Plant Federal Credit Union vs W B H Employees Federal Credit Union
Credit union
W B H Employees Federal Credit Union
Paducah, Kentucky · Under $100 million in assets
Metric by metric
| Measure | C-Plant Federal Credit Union | W B H Employees Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 73 |
| Capital cushion | 97 (stronger) | 80 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 97th | 47th |
| Total assets | $365.9M | $17.6M |
| Deposits / shares | $310.0M | $15.1M |
| Capital ratio | 14.71% (stronger) | 12.98% |
| Problem loans | 0.16% | 0.05% (stronger) |
| Net charge-offs | 0.06% (stronger) | 2.54% |
| Return on assets | 1.31% (stronger) | -1.75% |
| Loans ÷ deposits | 46.8% (stronger) | 48.1% |
| Uninsured deposits | 8.5% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), C-Plant Federal Credit Union leads on 5 and W B H Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.