TellerScore

Side-by-side · Q2 2026 data

C3bank, National Association vs California Coast Credit Union

Bank

C3bank, National Association

Encinitas, California · $100 million – $1 billion

75of 100
Strong

Credit union

California Coast Credit Union

San Diego, California · $1 billion – $10 billion

85of 100
Very strong

Metric by metric

MeasureC3bank, National AssociationCalifornia Coast Credit Union
TellerScore7585 (stronger)
Capital cushion5689 (stronger)
Loan quality100 (stronger)91
Earnings6667 (stronger)
Funding & liquidity6682 (stronger)
Problem-loan coverage100 (stronger)97
Peer percentile61st94th
Total assets$949.3M$3.5B
Deposits / shares$836.4M$3.1B
Capital ratio10.59%13.91% (stronger)
Problem loans0.00% (stronger)0.26%
Net charge-offs0.00% (stronger)0.18%
Return on assets1.14%1.16% (stronger)
Loans ÷ deposits71.0% (stronger)78.2%
Uninsured deposits35.8%2.3% (stronger)
Offices426
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—16.5%

California Coast Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 3 and California Coast Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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