Side-by-side · Q2 2026 data
C3bank, National Association vs Home Bank of California
Metric by metric
| Measure | C3bank, National Association | Home Bank of California |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 56 | 73 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 48 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 86th |
| Total assets | $949.3M | $255.4M |
| Deposits / shares | $836.4M | $192.2M |
| Capital ratio | 10.59% | 12.27% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.14% | 2.34% (stronger) |
| Loans ÷ deposits | 71.0% (stronger) | 121.2% |
| Uninsured deposits | 35.8% | 16.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Bank of California has the higher TellerScore (84 vs 75). On the 6 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 1 and Home Bank of California on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.